Chase
United Quest
What it is
The United Quest is a Chase card earning United MileagePlus miles. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. United's mid-tier sweet spot — the best balance of welcome bonus, annual credits, and perks for someone who flies United a few times a year.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 60,000$4k · 90d | $780 | $896 | 22% | Jan ’26 |
PUBLIC ATH | 100,000$4k · 90d | $1,300 | $1,416 | 35% | Aug ’25 |
PUBLIC | 90,000$3k · 90d | $1,170 | $1,286 | 43% | May ’25 |
What you get
- United travel credit$200per year
Up to $200 a year in statement credits on United purchases.
- Instacart credit$180per year
Up to $15 a month in Instacart statement credits, plus a complimentary Instacart+ membership.
- Free checked bag$160per year
Free first and second checked bags for you and a companion on United flights.
- United Hotels credit$150per year
Up to $150 a year in credits on hotel stays booked through United Hotels.
- JSX credit$150per year
Up to $150 a year in statement credits for JSX semi-private flights.
- Global Entry credit$120one-time
Up to $120 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
standard values| SUB value | +$780 |
| 60,000 United × | |
| Benefits (Year 1) | +$493 |
↳ $1,190 at sticker value — before custom valuations Ongoing United travel credit($200 × ) United travel credit $200 × $110 Instacart credit($15/mo × ) Instacart credit $15/mo × ends Dec 2027 $72 Free checked bag($160 × ) Free checked bag $160 × ~$72 One-time Global Entry credit($120 × ) Global Entry credit $120 × $30 | |
| Annual fee | −$350 |
| Year 1 | $923 |
| Return for spending $4k | 23% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
United Quest scores 40 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →