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Hilton Honors Aspire card art

American Express

Hilton Honors Aspire

AF $550★ Keeper

What it is

The Hilton Honors Aspire is an American Express card earning Hilton Honors points. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. Hilton's premium keeper — Diamond status, an annual free night, and a stack of resort, airline, and CLEAR credits. Take a couple Hilton trips a year and the free night plus credits can push the fee net-positive.

Offer history

Current offer
150,000
$615 bonus · $1,324 year 1
Spend to earn
$6k
~$1,000/mo · 180d
All-time high
150,000
Jul ’23
Timing
25% below
vs all-time high
Value over time
Plot
$600$800$1,000$1,200$1,400$1,600$0$500$1k$1.5kAF $450->$550; replaced old $250 airline + $250 resort with $400 resort + $200 airline + $189 CLEAR; added cell phone protection. Diamond + free night retained.AF $450 → $550Jul ’23Aug ’24Jun ’25Oct ’25Feb ’26Jun ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
150,000$6k · 180d$615$1,32422%Jun ’26
PUBLIC
175,000$6k · 180d$718$1,42624%May ’26
PUBLIC
150,000$6k · 180d$615$1,32422%Apr ’26

What you get

No foreign transaction feesCell phone protectionTrip cancellation insurance
  • Annual free night$800per year

    One free-night reward each year, valid at nearly any Hilton property with no points cap.

  • Resort credit$400per year

    Up to $400 a year ($200 every six months) in statement credits at participating Hilton resorts.

  • Hilton Diamond status$400per year

    Complimentary Hilton Honors Diamond status while you hold the card — top-tier upgrades, executive-lounge access, and a 100% points bonus.

  • CLEAR credit$209per year

    Up to $209 a year covering a CLEAR Plus membership for expedited airport security.

  • Hilton Aspire flight credit$200per year

    Up to $200 a year ($50 each quarter) in statement credits on flights booked with any airline or through amextravel.com.

  • Waldorf/Conrad credit$100per year

    Up to $100 in on-property credit on a two-night-minimum stay at a Waldorf Astoria or Conrad.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

standard values
SUB value+$615
150,000 Hilton ×
Benefits (Year 1)+$1,259
↳ $2,109 at sticker value — before custom valuations
Annual free night
$800 ×
~$680
Resort credit
$200/semi ×
$180
Hilton Diamond status
$400 ×
~$160
Annual fee−$550
Year 1$1,324
Return for spending $6k22%
Score
Payout
$1,324
ROI
22%
Value (39% payout · 61% ROI — leans ROI for your spend)46
× Timing below its all-time high-5%
× Keeper ongoing value covers the annual fee+10%
Base score48.3

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore48 / 100

Related cards

Hilton Honors Aspire scores 48 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →