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Marriott Bonvoy Brilliant card art

American Express

Marriott Bonvoy Brilliant

AF $650★ Keeper

What it is

The Marriott Bonvoy Brilliant is an American Express card earning Marriott Bonvoy points. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. The premium Marriott keeper — an 85k-point anniversary free night and automatic Platinum status that routinely outrun the fee for anyone who books a few Marriott stays a year. A card to hold for the long haul, not just open for the welcome bonus.

Offer history

Current offer
150,000
$1,155 bonus · $1,505 year 1
Spend to earn
$8k
~$1,333/mo · 180d
All-time high
200,000
Mar ’26
Timing
25% below
vs all-time high
Value over time
Plot
$500$1,000$1,500$2,000$0$500$1k$1.5kBrilliant refresh: AF $450->$650; base status Platinum Elite; anniversary FNC cap 50k->85k; added $25/mo dining credit.AF $450 → $650Jun ’23Nov ’23May ’24Oct ’24Mar ’25Jul ’25Mar ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
150,000$8k · 180d$1,155$1,50519%May ’26
PUBLIC
ATH
200,000$6k · 180d$1,540$1,89031%Mar ’26
PUBLIC
100,000$6k · 180d$770$1,12019%Sep ’25

What you get

Priority Pass loungesNo foreign transaction feesTrip cancellation insurance
  • Anniversary free night$655per year

    One free-night award each year on your card anniversary, good for a stay costing up to 85,000 points — add up to 15,000 of your own points to reach a pricier night. · up to 85,000 Marriott

  • Marriott dining credit$300per year

    Up to $300 a year ($25 a month) in statement credits at restaurants worldwide.

  • Priority Pass$300per year

    Priority Pass Select — unlimited member visits; 2 free guests, then paid (~$469/yr retail).

  • Marriott Platinum status$250per year

    Complimentary Marriott Bonvoy Platinum Elite status while you hold the card — suite upgrades when available, late checkout, and lounge access at many brands.

  • Global Entry credit$120one-time

    Up to $120 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.

  • Ritz/St. Regis credit$100per year

    Up to $100 in property credit on a two-night-minimum stay booked directly at a Ritz-Carlton or St. Regis.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

standard values
SUB value+$1,155
150,000 Marriott ×
Benefits (Year 1)+$1,000
↳ $1,758 at sticker value — before custom valuations
Ongoing
Anniversary free night
85,000 Marriott · $655 ×
~$556
Marriott dining credit
$25/mo ×
$135
Priority Pass
$300 ×
~$120
One-time
Global Entry credit
$120 ×
$30
Annual fee−$650
Year 1$1,505
Return for spending $8k19%
Score
Payout
$1,505
ROI
19%
Value (39% payout · 61% ROI — leans ROI for your spend)45
× Timing below its all-time high-5%
× Keeper ongoing value covers the annual fee+6%
Base score45.9

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore46 / 100

Related cards

Marriott Bonvoy Brilliant scores 46 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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