Bilt
Blue
What it is
The Blue is a Bilt card earning points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Bilt's no-fee tier, built around earning transferable points on rent and mortgage. Bilt Cash is Bilt's own credit — best spent inside its ecosystem (toward rent points, or partner dining, hotels, and rideshare) and it expires at year-end, so plan to use it. You can hold only one Bilt card at a time.
Offer history
Not enough offer history yet.
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | $100no min spend | $100 | $100 | — | Feb ’26 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$100 |
| $100 cashback (face value) | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $100 |
| Return · No spend required | |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Blue scores 54 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →