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Active Cash card art

Wells Fargo

Active Cash

No AF0% APR · 12mo

What it is

The Active Cash is a Wells Fargo card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Wells Fargo's flat 2% cash-back card, no annual fee — an easy welcome bonus on low spend and a simple everyday keeper.

Offer history

Current offer
$200
$200 value
Spend to earn
$0.5k
~$167/mo · 90d
All-time high
$250
Aug ’22 · YMMV
Timing
20% below
vs all-time high
Value over time· last 5 yrs
Plot
$200$210$220$230$240$250$0$200$400Aug ’22Apr ’23now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
$200$0.5k · 90d$200$20040%Apr ’23
IN-BRANCH
ATH
$250$1k · 90d$250$25025%Aug ’22
PUBLIC
$200$1k · 90d$200$20020%Jul ’21

What you get

Cell phone protection0% intro APR

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$200
$200 cashback (face value)
Annual fee$0
Year 1$200
Return for spending $0.5k40%
Score
Payout
$200
ROI
40%
Value (39% payout · 61% ROI — leans ROI for your spend)38
× Timing below its all-time high-4%
× Keeper no fee — nothing to keep or closeno penalty
Base score36.0

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore36 / 100

Related cards

Active Cash scores 36 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →