Bank of America
Business Advantage Customized Cash Rewards
What it is
The Business Advantage Customized Cash Rewards is a Bank of America business card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. A no-fee business cash-back card built around one bonus category you choose each month, up to a high combined annual cap. Simple and flexible.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | $500$5k · 90d | $500 | $500 | 10% | Mar ’26 |
PUBLIC | $300$3k · 90d | $300 | $300 | 10% | Jan ’24 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$500 |
| $500 cashback (face value) | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $500 |
| Return on $5k MSR | 10% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Business Advantage Customized Cash Rewards scores 42 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →