Bank of America
Business Advantage Customized Cash Rewards
What it is
The Business Advantage Customized Cash Rewards is a Bank of America business card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. A no-fee business cash-back card built around one bonus category you choose each month, up to a high combined annual cap. Simple and flexible.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | $500$5k · 90d | $500 | $500 | 10% | Mar ’26 |
PUBLIC | $300$3k · 90d | $300 | $300 | 10% | Jan ’24 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
standard values| SUB value | +$500 |
| $500 cashback (face value) | |
| Annual fee | $0 |
| Year 1 | $500 |
| Return for spending $5k | 10% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Business Advantage Customized Cash Rewards scores 27 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
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