Bank of America
Premium Rewards Elite
What it is
The Premium Rewards Elite is a Bank of America card earning BoA Points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Bank of America's premium travel card — airline and lifestyle credits, Priority Pass lounge access, and points worth a flat 1¢ toward travel or cash. The fee works mainly for Preferred Rewards members who hold large balances with Bank of America and earn a 25-75% boost.
Offer history
Not enough offer history yet.
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | 75,000$5k · 90d | $750 | $687 | 15% | Jun ’23 |
What you get
- Priority Pass$429per year
Complimentary Priority Pass Select membership with unlimited airport-lounge visits.
- Airline fee credit$300per year
Up to $300 in statement credits each calendar year for airline incidental fees — baggage, seat upgrades, lounge day passes and in-flight purchases.
- Lifestyle credit$150per year
Up to $150 in statement credits each calendar year for lifestyle conveniences such as rideshare, streaming, food delivery and fitness subscriptions.
- Global Entry credit$120one-time
Up to $120 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$750 |
| 75,000 BoA Points × | |
| Ongoing benefits (yr 1) | +$457 |
Priority Pass($429 × ) Priority Pass $429 × $202 Airline fee credit($300 × ) Airline fee credit $300 × $180 Lifestyle credit($150 × ) Lifestyle credit $150 × $75 | |
| One-time benefits (yr 1) | +$30 |
Global Entry credit($120 × ) Global Entry credit $120 × $30 | |
| Annual fee | −$550 |
| Year 1 | $687 |
| Return on $5k MSR | 15% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Premium Rewards Elite scores 26 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →