Atmos Rewards Summit

AF $395

What it is

The Atmos Rewards Summit is a Bank of America card earning Atmos Rewards. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. The new premium Alaska/Hawaiian card (launched 2026) — Alaska Lounge day passes, a Global Companion Award each year, and a free checked bag. Built for frequent Alaska/Hawaiian flyers who'll use the lounge passes and companion award against the fee.

Offer history

Current offer

100,000

$1,500 bonus · $1,407 year 1

Spend to earn

$7k

~$2,167/mo · 90d

All-time high

100,000

now

Timing

—

not enough history

Value over time

Plot

Not enough offer history yet.

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

Offer	Bonus	Value	Year 1	Return	Date
PUBLIC ATH	100,000$7k · 90d	$1,500	$1,407	23%	Apr ’26

What you get

Airport lounge accessNo foreign transaction fees

Alaska Lounge passes$480per year
Eight Alaska Lounge day passes each year (plus eight in-flight Wi-Fi passes).
Global Entry credit$120one-time
Up to $120 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.
Free checked bag$70per year
Your first checked bag free on Alaska and Hawaiian flights, for you and up to six guests on the same reservation.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

default values

SUB value	+$1,500
100,000 Atmos ×
Ongoing benefits (yr 1)	+$272
Alaska Lounge passes($480 × ) Alaska Lounge passes $480 × $240 Free checked bag($70 × ) Free checked bag $70 × $32
One-time benefits (yr 1)	+$30
Global Entry credit($120 × ) Global Entry credit $120 × $30
Annual fee	−$395
Year 1	$1,407
Return on $7k MSR	23%