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Iberia Visa card art

Chase

Iberia Visa

AF $95

What it is

The Iberia Visa is a Chase card earning Avios. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Chase's Iberia cobrand, earning Avios — shared across Iberia, British Airways, and Aer Lingus, and a Chase transfer partner. Mostly worth it for the welcome bonus; the companion voucher needs heavy annual spend.

Offer history

Current offer
75,000
$825 bonus · $730 year 1
Spend to earn
$5k
~$1,667/mo · 90d
All-time high
90,000
Jan ’26
Timing
not enough history
Value over time
Plot
$700$800$900$1,000$0$500$1k$1.5k$2kJan ’26Mar ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
75,000$5k · 90d$825$73015%Mar ’26
PUBLIC
ATH
90,000$5k · 90d$990$89518%Jan ’26

What you get

No foreign transaction fees

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$825
75,000 Avios ×
Annual fee−$95
Year 1$730
Return for spending $5k15%
Score
Payout
$730
ROI
15%
Value (39% payout · 61% ROI — leans ROI for your spend)34
× Timing not enough history to judgeno penalty
× Keeper ongoing value under the annual fee-2%
Base score33.8

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore34 / 100

Related cards

Iberia Visa scores 34 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →