Chase
Iberia Visa
What it is
The Iberia Visa is a Chase card earning Avios. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Chase's Iberia cobrand, earning Avios — shared across Iberia, British Airways, and Aer Lingus, and a Chase transfer partner. Mostly worth it for the welcome bonus; the companion voucher needs heavy annual spend.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 75,000$5k · 90d | $825 | $730 | 17% | Mar ’26 |
PUBLIC ATH | 90,000$5k · 90d | $990 | $895 | 20% | Jan ’26 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$825 |
| 75,000 Avios × | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | −$95 |
| Year 1 | $730 |
| Return on $5k MSR | 17% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Iberia Visa scores 31 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →