Chase
Ink Business Preferred
What it is
The Ink Business Preferred is a Chase business card earning Ultimate Rewards points. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. A transferable-points business card that pulls its weight: 3x on shipping, advertising, travel, and internet/cable/phone (up to $150k a year), points that move to Chase travel partners, and primary rental coverage plus cell phone protection. A reasonable keeper at a modest $95 fee.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 100,000$8k · 90d | $1,500 | $1,441 | 19% | Nov ’25 |
PUBLIC | 90,000$8k · 90d | $1,350 | $1,291 | 17% | Sep ’24 |
PUBLIC ATH | 120,000$8k · 90d | $1,800 | $1,741 | 23% | Jul ’24 |
What you get
- DashPass + DoorDash$120per year
Complimentary DoorDash DashPass membership ($0 delivery fees on eligible orders) plus up to $10 a month in DoorDash grocery and retail credits, when activated by December 31, 2027.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$1,500 |
| 100,000 UR × 1.50¢/pt | |
| Ongoing benefits (yr 1) | +$36 |
DashPass + DoorDash($120 × 30%) DashPass + DoorDash $120 × 30% $36 | |
| Annual fee | −$95 |
| Year 1 | $1,441 |
| Return on $8k MSR | 19% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Ink Business Preferred scores 36 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →