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Ink Business Premier card art

Chase

Ink Business Premier

AF $195BUSINESS

What it is

The Ink Business Premier is a Chase business card earning cash back. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. The cash-back workhorse of the Ink family — flat rewards on heavy business spend, primary rental coverage for business trips, cell phone protection, and no foreign transaction fees abroad.

Offer history

Current offer
$1,000
$1,000 bonus · $805 year 1
Spend to earn
$10k
~$3,333/mo · 90d
All-time high
$1,500
Jan ’24 · YMMV
Timing
not enough history
Value over time
Plot
$800$1,000$1,200$1,400$1,600$0$2k$4kOct ’22Jan ’24now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
IN-BRANCH
ATH
$1,500$10k · 90d$1,500$1,30515%Jan ’24
PUBLIC
$1,000$10k · 90d$1,000$80510%Oct ’22

What you get

No foreign transaction feesCell phone protectionPrimary rental car insuranceTrip cancellation insuranceCharge card

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

default values
SUB value+$1,000
$1,000 cashback (face value)
Ongoing benefits (yr 1)+$0
Annual fee−$195
Year 1$805
Return on $10k MSR10%
Score
Year-1 value
+7.5
All-time highhistory too thin to judge
Return on spend
+10.7
Keeper signal
+0.0
Benefit ease
+6.7
Base score24.8
× Spend feasibility $6,000 of $10,000 (default $2,000/mo · edit ↗)0.60

Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.

Thiccscore15 / 100

Related cards

Ink Business Premier scores 15 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →