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Ink Business Premier card art

Chase

Ink Business Premier

AF $195BUSINESS

What it is

The Ink Business Premier is a Chase business card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. The flat-rate cash-back workhorse of the Ink family — built for heavy business spend, with a bigger welcome bonus than the no-fee Inks.

Offer history

Current offer
$1,000
$1,000 bonus · $805 year 1
Spend to earn
$10k
~$3,333/mo · 90d
All-time high
$1,500
Jan ’24 · YMMV
Timing
not enough history
Value over time
Plot
$800$1,000$1,200$1,400$1,600$0$2k$4kOct ’22Jan ’24now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
IN-BRANCH
ATH
$1,500$10k · 90d$1,500$1,30513%Jan ’24
PUBLIC
$1,000$10k · 90d$1,000$8058%Oct ’22

What you get

No foreign transaction feesCell phone protectionPrimary rental car insuranceTrip cancellation insuranceCharge card

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$1,000
$1,000 cashback (face value)
Annual fee−$195
Year 1$805
Return for spending $10k8%
Score
Payout
$805
ROI
8%
Value (39% payout · 61% ROI — leans ROI for your spend)29
× Timing not enough history to judgeno penalty
× Keeper ongoing value under the annual fee-4%
Base score28.3
× Spend feasibility $6,000 of $10,000 (default $2,000/mo · edit ↗)0.60

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore17 / 100

Related cards

Ink Business Premier scores 17 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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