American Express
Blue Cash Preferred
What it is
The Blue Cash Preferred is an American Express card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Amex's grocery-and-streaming cash-back card. Best held for everyday grocery spend than opened for the modest welcome bonus, and a keeper past year one only if you'd use it enough to clear the fee.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
REFERRAL | $300$3k · 180d | $300 | $360 | 12% | Jun ’26 |
PUBLIC | $250$3k · 180d | $250 | $310 | 10% | Jun ’26 |
PUBLIC | $300$3k · 180d | $300 | $300 | 10% | Mar ’23 |
What you get
- Disney bundle credit$120per year
Up to $10 a month ($120 a year) toward a Disney+, Hulu, or ESPN subscription, with no minimum plan required — worth full value only if you already subscribe.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
standard values| SUB value | +$250 |
| $250 cashback (face value) | |
| Benefits (Year 1) | +$60 |
↳ $120 at sticker value — before custom valuations Disney bundle credit($10/mo × ) Disney bundle credit $10/mo × $60 | |
| Annual fee | $0 |
| Year 1 | $310 |
| Return for spending $3k | 10% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Blue Cash Preferred scores 21 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →