Chase
Southwest Rapid Rewards Plus
What it is
The Southwest Rapid Rewards Plus is a Chase card earning Southwest Rapid Rewards points. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. The cheapest Southwest card. Like all the Southwest cards it's really a tool for stacking points toward the Companion Pass — the Plus is the entry-level way in.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 80,000$1k · 90d | $1,040 | $1,012 | 104% | May ’26 |
PUBLIC | 50,000$1k · 90d | $650 | $622 | 65% | Oct ’25 |
PUBLIC ATH | 100,000$4k · 150d | $1,300 | $1,272 | 33% | Sep ’25 |
AF $69 → $99 · Jul 2025 | |||||
What you get
- Free checked bag$70per year
Free first checked bag for cardholder + up to 8 on the same reservation (2025 refresh). Editorial ~$70/yr; util from central map.
- 3k anniversary points$39per year
3,000 anniversary points each year after Cardmember anniversary. · up to 3,000 Southwest
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$1,040 |
| 80,000 Southwest × 1.30¢/pt | |
| Ongoing benefits (yr 1) | +$71 |
3k anniversary points(3,000 Southwest · $39 × 100%) 3k anniversary points 3,000 Southwest · $39 × 100% $39 Free checked bag($70 × 45%) Free checked bag $70 × 45% $32 | |
| Annual fee | −$99 |
| Year 1 | $1,012 |
| Return on $1k MSR | 104% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Southwest Rapid Rewards Plus scores 51 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →