Chase
Southwest Rapid Rewards Plus
What it is
The Southwest Rapid Rewards Plus is a Chase card earning Southwest Rapid Rewards points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. The cheapest Southwest card. Like all the Southwest cards it's really about building toward the Companion Pass — the Plus is the entry-level way in.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 50,000$1k · 90d | $650 | $622 | 62% | May ’26 |
PUBLIC | 80,000$1k · 90d | $1,040 | $1,012 | 101% | May ’26 |
PUBLIC | 50,000$1k · 90d | $650 | $622 | 62% | Oct ’25 |
What you get
- Free checked bag$70per year
Free first checked bag for you and up to 8 companions on the same reservation.
- 3k anniversary points$39per year
3,000 anniversary points each year after Cardmember anniversary. · up to 3,000 Southwest
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
standard values| SUB value | +$650 |
| 50,000 Southwest × | |
| Benefits (Year 1) | +$71 |
↳ $109 at sticker value — before custom valuations 3k anniversary points(3,000 Southwest · $39 × ) 3k anniversary points 3,000 Southwest · $39 × $39 Free checked bag($70 × ) Free checked bag $70 × ~$32 | |
| Annual fee | −$99 |
| Year 1 | $622 |
| Return for spending $1k | 62% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Southwest Rapid Rewards Plus scores 48 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →