Thiccstack
All cards, ranked
Southwest Rapid Rewards Premier card art

Chase

Southwest Rapid Rewards Premier

AF $149

What it is

The Southwest Rapid Rewards Premier is a Chase card earning Southwest Rapid Rewards points. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. A mid-tier Southwest card with a little more ongoing value than the Plus, but for most churners it's still a Companion Pass play.

Offer history

Current offer
85,000
$1,105 bonus · $1,066 year 1
Spend to earn
$2k
~$667/mo · 90d
All-time high
100,000
Sep ’25
Timing
15% below
vs all-time high
Value over time
Plot
$600$800$1,000$1,200$1,400$0$500$1kSep ’25May ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
85,000$2k · 90d$1,105$1,06655%May ’26
PUBLIC
60,000$3k · 90d$780$74126%Oct ’25
PUBLIC
ATH
100,000$4k · 150d$1,300$1,26133%Sep ’25
AF $99 → $149 · Jul 2025

What you get

No foreign transaction fees
  • 6k anniversary points$78per year

    6,000 anniversary points each year after Cardmember anniversary. · up to 6,000 Southwest

  • Free checked bag$70per year

    Free first checked bag for cardholder + up to 8 on the same reservation (2025 refresh). Editorial ~$70/yr.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

default values
SUB value+$1,105
85,000 Southwest × 1.30¢/pt
Ongoing benefits (yr 1)+$110
6k anniversary points
6,000 Southwest · $78 × 100%
$78
Free checked bag
$70 × 45%
$32
Annual fee−$149
Year 1$1,066
Return on $2k MSR55%
Score
Year-1 value
+7.5
All-time high
+21.3
Return on spend
+20.0
Keeper signal
+0.0
Benefit ease
+3.6
Base score52.3

Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.

Thiccscore52 / 100

Related cards

Southwest Rapid Rewards Premier scores 52 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →