Chase
United Gateway
What it is
The United Gateway is a Chase card earning United MileagePlus miles. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. United's no-fee starter — a cheap way to begin earning United miles. Mostly a stepping stone before the fee-carrying United cards.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | 30,000$1k · 90d | $390 | $418 | 42% | Apr ’26 |
PUBLIC | 20,000$1k · 90d | $260 | $260 | 26% | Oct ’20 |
What you get
- United inflight credit$50per year
25% back as a statement credit on United inflight food, beverage, and Wi-Fi purchases.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
standard values| SUB value | +$390 |
| 30,000 United × | |
| Benefits (Year 1) | +$28 |
↳ $50 at sticker value — before custom valuations United inflight credit($50 × ) United inflight credit $50 × ~$28 | |
| Annual fee | $0 |
| Year 1 | $418 |
| Return for spending $1k | 42% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
United Gateway scores 44 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →