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World of Hyatt card art

Chase

World of Hyatt

AF $95★ Keeper

What it is

The World of Hyatt is a Chase card earning World of Hyatt points. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. Hyatt's hotel card — automatic Discoverist status and a free night every anniversary at any Category 1-4 property. A strong keeper for Hyatt loyalists when the free night beats the fee.

Offer history

Current offer
60,000
$1,020 bonus · $1,205 year 1
Spend to earn
$15k
~$2,500/mo · 180d
All-time high
65,000
Jan ’25
Timing
8% below
near its peak
Value over time
Plot
$1,000$1,100$1,200$1,300$0$2k$4kJan ’24Jan ’25now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
60,000$15k · 180d$1,020$1,2058%Mar ’25
PUBLIC
ATH
65,000$15k · 180d$1,105$1,2909%Jan ’25
PUBLIC
60,000$15k · 180d$1,020$1,2058%Mar ’24

What you get

No foreign transaction feesTrip cancellation insurance
  • Anniversary free night$306per year

    One free night every cardmember anniversary at any Category 1-4 Hyatt property. · up to 18,000 Hyatt

  • Hyatt Discoverist status$50per year

    Complimentary World of Hyatt Discoverist status while the account is open — late checkout, premium internet, and bonus points on stays.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

standard values
SUB value+$510
30,000 Hyatt ×
Benefits (Year 1)+$280
↳ $356 at sticker value — before custom valuations
Anniversary free night
18,000 Hyatt · $306 ×
~$260
Hyatt Discoverist status
$50 ×
~$20
Annual fee−$95
Year 1$695
Return for spending $3k23%
Score
Payout
$695
ROI
23%
Value (39% payout · 61% ROI — leans ROI for your spend)40
× Timing below its all-time high-11%
× Keeper ongoing value covers the annual fee+4%
Base score37.0

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore37 / 100

Related cards

World of Hyatt scores 37 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →