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World of Hyatt Business card art

Chase

World of Hyatt Business

AF $199BUSINESS

What it is

The World of Hyatt Business is a Chase business card earning World of Hyatt points. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. Hyatt's business card — a way to earn World of Hyatt points (among the most valuable hotel currencies) on business spend. Lacks the personal card's free night.

Offer history

Current offer
60,000
$1,020 bonus · $982 year 1
Spend to earn
$5k
~$1,667/mo · 90d
All-time high
80,000
Jan ’26
Timing
25% below
vs all-time high
Value over time
Plot
$900$1,000$1,100$1,200$1,300$1,400$0$2k$4kSep ’24Jan ’25May ’25Sep ’25Jan ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
60,000$5k · 90d$1,020$98220%Mar ’26
PUBLIC
ATH
80,000$10k · 90d$1,360$1,32214%Jan ’26
PUBLIC
75,000$8k · 90d$1,275$1,23717%Sep ’25

What you get

No foreign transaction feesPrimary rental car insuranceTrip cancellation insurance
  • Instacart+ credit$120per year

    3mo Instacart+ + $10/mo credit through 12/31/2027 (DoC). value_cents_msrp=12000 ANNUAL ($10/mo; encoder divides by 12). NEW key hyatt_biz_instacart_credit, category niche_subscription.

  • Hyatt credit$100per year

    Up to $100/yr in Hyatt statement credits as two $50 credits (each needs $50+ Hyatt spend). value_cents_msrp=10000 ANNUAL (encoder divides by 2 for semi_annual). Confirmed TPG/FrequentMiler/UP. NEW key hyatt_biz_credit_100, category hotel_credit.

  • DashPass + DoorDash$96per year

    12mo complimentary DashPass, activate by 12/31/2027. ~$96/yr modeled. Reuse dashpass_complimentary.

  • Hyatt Discoverist status$50per year

    Automatic Discoverist status while open (late checkout, premium internet, bonus points). Reuse hyatt_discoverist_status (pilot).

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

default values
SUB value+$1,020
60,000 Hyatt × 1.70¢/pt
Ongoing benefits (yr 1)+$161
Hyatt credit
$50/semi × 75%
$75
Instacart+ credit
$10/mo × 35%
$42
DashPass + DoorDash
$96 × 30%
$29
Annual fee−$199
Year 1$982
Return on $5k MSR20%
Score
Year-1 value
+6.9
All-time high
+18.8
Return on spend
+16.3
Keeper signal
+0.0
Benefit ease
+2.1
Base score44.1

Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.

Thiccscore44 / 100

Related cards

World of Hyatt Business scores 44 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →