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AAdvantage Business card art

Citi

AAdvantage Business

AF $0 → $99BUSINESS

What it is

The AAdvantage Business is a Citi business card earning American AAdvantage miles. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. The business version of the American Airlines card (formerly CitiBusiness / AAdvantage Platinum Select) — a natural companion to the personal AA card for someone with business spend. Free checked bag on domestic American flights; first-year fee waived.

Offer history

Current offer
65,000
$910 bonus · $973 year 1
Spend to earn
$4k
~$1,000/mo · 120d
All-time high
75,000
Mar ’26
Timing
13% below
vs all-time high
Value over time
Plot
$900$1,000$1,100$1,200$0$500$1kSep ’25Mar ’26May ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
65,000$4k · 120d$910$97323%May ’26
PUBLIC
ATH
75,000$5k · 150d$1,050$1,11321%Mar ’26
PUBLIC
75,000$5k · 150d$1,050$1,11321%Sep ’25

What you get

No foreign transaction fees
  • Free checked bag$140per year

    First checked bag free on domestic American Airlines itineraries for you and up to four companions on the same reservation.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

default values
SUB value+$910
65,000 AA ×
Ongoing benefits (yr 1)+$63
Free checked bag
$140 ×
$63
Annual fee$0
Year 1$973
Return on $4k MSR23%
Score
Year-1 value
+6.8
All-time high
+21.8
Return on spend
+18.2
Keeper signal
+0.0
Benefit ease
+2.3
Base score49.0

Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.

Thiccscore49 / 100

Related cards

AAdvantage Business scores 49 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →