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Autograph card art

Wells Fargo

Autograph

No AF0% APR · 12mo

What it is

The Autograph is a Wells Fargo card earning WF Rewards. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. A no-fee card earning transferable Wells Fargo Rewards across everyday categories. The points transfer to airline and hotel partners, which sets it apart from flat cash-back no-fee cards.

Offer history

Current offer
20,000
$280 value
Spend to earn
$1k
~$333/mo · 90d
All-time high
30,000
Nov ’23
Timing
33% below
vs all-time high
Value over time
Plot
$250$300$350$400$450$0$200$400$600Jul ’22Jan ’23Nov ’23now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
20,000$1k · 90d$280$28028%Jan ’24
PUBLIC
ATH
30,000$1.5k · 90d$420$42028%Nov ’23
PUBLIC
20,000$1k · 90d$280$28028%May ’23

What you get

No foreign transaction feesCell phone protection0% intro APR

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$280
20,000 WF Rewards ×
Annual fee$0
Year 1$280
Return for spending $1k28%
Score
Payout
$280
ROI
28%
Value (39% payout · 61% ROI — leans ROI for your spend)34
× Timing below its all-time high-7%
× Keeper no fee — nothing to keep or closeno penalty
Base score32.2

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore32 / 100

Related cards

Autograph scores 32 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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