Wells Fargo
Autograph
What it is
The Autograph is a Wells Fargo card earning WF Rewards. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. A no-fee card earning transferable Wells Fargo Rewards across everyday categories. The points transfer to airline and hotel partners, which sets it apart from flat cash-back no-fee cards.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 20,000$1k · 90d | $280 | $280 | 28% | Jan ’24 |
PUBLIC ATH | 30,000$2k · 90d | $420 | $420 | 28% | Nov ’23 |
PUBLIC | 20,000$1k · 90d | $280 | $280 | 28% | May ’23 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$280 |
| 20,000 WF Rewards × | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $280 |
| Return on $1k MSR | 28% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Autograph scores 59 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →