Bank of America
Atmos Rewards Ascent
What it is
The Atmos Rewards Ascent is a Bank of America card earning Atmos Rewards. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. The everyday Alaska/Hawaiian airline card (rebranded from the Alaska Airlines Visa under Atmos Rewards) — a free first checked bag and an annual companion fare ($99 + taxes) after $6k of yearly spend are the draw for a regular flyer.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | 85,000$4.5k · 120d | $1,275 | $1,212 | 27% | Apr ’26 |
PUBLIC | 60,000$3k · 90d | $900 | $837 | 28% | Jan ’26 |
What you get
- Free checked bag$70per year
Your first checked bag free on Alaska and Hawaiian flights, for you and up to six guests on the same reservation.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
standard values| SUB value | +$1,275 |
| 85,000 Atmos × | |
| Benefits (Year 1) | +$32 |
↳ $70 at sticker value — before custom valuations Free checked bag($70 × ) Free checked bag $70 × ~$32 | |
| Annual fee | −$95 |
| Year 1 | $1,212 |
| Return for spending $4.5k | 27% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Atmos Rewards Ascent scores 48 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →