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Venture card art

Capital One

Venture

AF $95

What it is

The Venture is a Capital One card earning miles. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Capital One's simple 2x-miles travel card — a flat earn rate and transferable miles. A solid mid-tier pickup, but most of its value is the welcome bonus; little ongoing to make it a long-term keeper.

Offer history

Current offer
75,000
$1,088 bonus · $1,050 year 1
Spend to earn
$4k
~$1,333/mo · 90d
All-time high
100,000
Feb ’24
Timing
25% below
vs all-time high
Value over time
Plot
$800$1,000$1,200$1,400$1,600$0$500$1k$1.5k$2kJun ’22Feb ’24Aug ’25Apr ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
75,000$4k · 90d$1,088$1,05026%Apr ’26
PUBLIC
75,000+ $250 credit$4k · 90d$1,338$1,30033%Aug ’25
PUBLIC
ATH
100,000$5k · 90d$1,450$1,41328%Feb ’24

What you get

No foreign transaction fees
  • Global Entry credit$120one-time

    Up to $120 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.

  • Lifestyle Collection credit$50per year

    A $50 experience credit on every Lifestyle Collection hotel stay booked through Capital One Travel.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

standard values
SUB value+$1,088
75,000 Capital One Miles ×
Benefits (Year 1)+$58
↳ $170 at sticker value — before custom valuations
Ongoing
Lifestyle Collection credit
$50 ×
~$28
One-time
Global Entry credit
$120 ×
$30
Annual fee−$95
Year 1$1,050
Return for spending $4k26%
Score
Payout
$1,050
ROI
26%
Value (39% payout · 61% ROI — leans ROI for your spend)46
× Timing below its all-time high-5%
× Keeper ongoing value under the annual fee-1%
Base score43.3

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore43 / 100

Related cards

Venture scores 43 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →