Capital One
Venture X
What it is
The Venture X is a Capital One card earning miles. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. Capital One's premium travel card and one of the most keeper-friendly $395 fees out there: the $300 Capital One Travel credit plus 10,000 anniversary miles roughly cover the fee before any spend, and you get unlimited Capital One Lounge plus Priority Pass access. Miles transfer to airline and hotel partners.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 75,000$4k · 90d | $1,088 | $1,374 | 27% | Apr ’26 |
PUBLIC ATH | 100,000$10k · 180d | $1,450 | $1,737 | 14% | Nov ’25 |
PUBLIC | 75,000$4k · 90d | $1,088 | $1,374 | 27% | Mar ’22 |
What you get
- Cap One + Priority Pass$469per year
Unlimited access for the primary cardholder to Capital One Lounges and Landings, plus 1,300+ Priority Pass lounges worldwide.
- Capital One Travel credit$300per year
Up to $300 each cardmember year toward flights, hotels, and rental cars booked through Capital One Travel.
- 10,000 anniversary miles$145per year
10,000 bonus miles every account anniversary, starting on your first anniversary. · up to 10,000 Capital One Miles
- Global Entry credit$120one-time
Up to $120 every four years to cover a Global Entry or TSA PreCheck application fee.
- Hertz President's Circle$80per year
Complimentary Hertz President's Circle status — guaranteed upgrades, skip-the-counter pickup, and a free additional driver.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$1,088 |
| 75,000 Capital One Miles × | |
| Ongoing benefits (yr 1) | +$652 |
Cap One + Priority Pass($469 × ) Cap One + Priority Pass $469 × $258 Capital One Travel credit($300 × ) Capital One Travel credit $300 × $225 10,000 anniversary miles(10,000 Capital One Miles · $145 × ) 10,000 anniversary miles 10,000 Capital One Miles · $145 × $145 | |
| One-time benefits (yr 1) | +$30 |
Global Entry credit($120 × ) Global Entry credit $120 × $30 | |
| Annual fee | −$395 |
| Year 1 | $1,374 |
| Return on $4k MSR | 27% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Venture X scores 61 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →