Capital One
Venture X
What it is
The Venture X is a Capital One card earning miles. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. Capital One's premium travel card and one of the most keeper-friendly fees out there — the annual travel credit plus anniversary miles roughly cover the fee before you spend a dollar, with unlimited Capital One Lounge plus Priority Pass access. Miles transfer to airline and hotel partners.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 75,000$4k · 90d | $1,088 | $1,207 | 30% | Apr ’26 |
PUBLIC ATH | 100,000$10k · 180d | $1,450 | $1,569 | 16% | Nov ’25 |
PUBLIC | 90,000$4k · 90d | $1,305 | $1,424 | 36% | Sep ’23 |
What you get
- Capital One Travel credit$300per year
Up to $300 each cardmember year toward flights, hotels, and rental cars booked through Capital One Travel.
- Priority Pass$275per year
Priority Pass Select — unlimited member visits, but no free guests since Feb 2026 (guests pay per visit).
- Capital One Lounge✓ you have this$200per year
Capital One Lounges + Landings — top-rated, but only ~5 US locations; guests paid since Feb 2026.
- 10,000 anniversary miles$145per year
10,000 bonus miles every account anniversary, starting on your first anniversary. · up to 10,000 Capital One Miles
- Global Entry credit$120one-time
Up to $120 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.
- Hertz President's Circle$80per year
Complimentary Hertz President's Circle status — guaranteed upgrades, skip-the-counter pickup, and a free additional driver.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
standard values| SUB value | +$1,088 |
| 75,000 Capital One Miles × | |
| Benefits (Year 1) | +$514 |
↳ $1,120 at sticker value — before custom valuations Ongoing Capital One Travel credit($300 × ) Capital One Travel credit $300 × $165 10,000 anniversary miles(10,000 Capital One Miles · $145 × ) 10,000 anniversary miles 10,000 Capital One Miles · $145 × $145 $142 One-time Global Entry credit($120 × ) Global Entry credit $120 × $30 | |
| Annual fee | −$395 |
| Year 1 | $1,207 |
| Return for spending $4k | 30% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Venture X scores 49 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →