Capital One
Venture Business
What it is
The Venture Business is a Capital One business card earning miles. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. Capital One's 2026 business miles card that replaced Spark Miles: 2x miles everywhere, transferable to travel partners, and three small credits ($50 travel, $50 advertising/software, $120 Global Entry) that nearly cover the $95 fee. It doesn't report to your personal credit.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 100,000$10k · 90d | $1,450 | $1,430 | 14% | Jun ’26 |
PUBLIC ATH | 150,000$8k · 90d | $2,175 | $2,155 | 29% | Apr ’26 |
What you get
- Global Entry credit$120one-time
Up to $120 every four years to cover a Global Entry or TSA PreCheck application fee.
- Business Travel credit$50per year
Up to $50 each year toward bookings through Capital One Business Travel.
- Ad & software credit$50per year
Up to $50 a year in statement credits for purchases at qualifying advertising or software merchants.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$1,450 |
| 100,000 Capital One Miles × | |
| Ongoing benefits (yr 1) | +$45 |
Business Travel credit($50 × ) Business Travel credit $50 × $25 Ad & software credit($50 × ) Ad & software credit $50 × $20 | |
| One-time benefits (yr 1) | +$30 |
Global Entry credit($120 × ) Global Entry credit $120 × $30 | |
| Annual fee | −$95 |
| Year 1 | $1,430 |
| Return on $10k MSR | 14% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Venture Business scores 19 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →