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Venture Business card art

Capital One

Venture Business

AF $95BUSINESS

What it is

The Venture Business is a Capital One business card earning miles. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Capital One's 2026 business miles card (the replacement for Spark Miles) — 2x transferable miles everywhere. Small travel, software, and Global Entry credits nearly cover the fee, and it doesn't report to your personal credit.

Offer history

Current offer
100,000
$1,450 bonus · $1,433 year 1
Spend to earn
$10k
~$3,333/mo · 90d
All-time high
150,000
Apr ’26
Timing
not enough history
Value over time
Plot
$1,400$1,600$1,800$2,000$2,200$0$2k$4k$6kApr ’26Jun ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
100,000$10k · 90d$1,450$1,43314%Jun ’26
PUBLIC
ATH
150,000$30k · 180d$2,175$2,1587%Apr ’26

What you get

No foreign transaction fees
  • Global Entry credit$120one-time

    Up to $120 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.

  • Business Travel credit$50per year

    Up to $50 each year toward bookings through Capital One Business Travel.

  • Ad & software credit$50per year

    Up to $50 a year in statement credits for purchases at qualifying advertising or software merchants.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

standard values
SUB value+$1,450
100,000 Capital One Miles ×
Benefits (Year 1)+$78
↳ $220 at sticker value — before custom valuations
Ongoing
Business Travel credit
$50 ×
$28
Ad & software credit
$50 ×
$20
One-time
Global Entry credit
$120 ×
$30
Annual fee−$95
Year 1$1,433
Return for spending $10k14%
Score
Payout
$1,433
ROI
14%
Value (39% payout · 61% ROI — leans ROI for your spend)42
× Timing not enough history to judgeno penalty
× Keeper ongoing value under the annual fee-1%
Base score41.1
× Spend feasibility $6,000 of $10,000 (default $2,000/mo · edit ↗)0.60

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore25 / 100

Related cards

Venture Business scores 25 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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