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Ink Business Cash card art

Chase

Ink Business Cash

No AF0% APR · 12moBUSINESS⚡ ALL-TIME HIGH

What it is

The Ink Business Cash is a Chase business card earning Ultimate Rewards points. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. The office-supply workhorse of the Ink family — a no-fee business card whose cash back quietly converts to transferable Ultimate Rewards when you pair it with a premium Chase card.

Offer history

Current offer
100,000
$1,500 value
Spend to earn
$8k
~$2,000/mo · 120d
All-time high
100,000
now
Timing
At its peak
matches all-time high
Value over time· last 5 yrs
Plot
$1,100$1,200$1,300$1,400$1,500$0$2k$4kSep ’23Mar ’24Sep ’25Jun ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
ATH
100,000$8k · 120d$1,500$1,50019%Jun ’26
PUBLIC
75,000$6k · 90d$1,125$1,12519%Nov ’25
PUBLIC
90,000$6k · 90d$1,350$1,35023%Sep ’25

What you get

0% intro APR

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

default values
SUB value+$1,500
100,000 UR × 1.50¢/pt
Ongoing benefits (yr 1)+$0
Annual fee$0
Year 1$1,500
Return on $8k MSR19%
Score
Year-1 value
+10.5
All-time high
+25.0
Return on spend
+15.0
Keeper signal
+15.0
Benefit ease
+5.0
Base score70.5

Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.

Thiccscore71 / 100

Related cards

Ink Business Cash scores 71 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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