Chase
Freedom Flex
What it is
The Freedom Flex is a Chase card earning Ultimate Rewards points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. The no-fee workhorse of the Chase Freedom line — rotating 5% categories you activate each quarter, with the occasional elevated-category promo on top. Pairs with a Sapphire to turn its cash back into transferable points.
Offer history
Not enough offer history yet.
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | 20,000$0.5k · 90d | $300 | $300 | 60% | Apr ’26 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
standard values| SUB value | +$300 |
| 20,000 UR × | |
| Annual fee | $0 |
| Year 1 | $300 |
| Return for spending $0.5k | 60% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Freedom Flex scores 46 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →