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U.S. Bank

Altitude Connect

No AF0% APR · 15mo★ Keeper

What it is

The Altitude Connect is a U.S. Bank card earning Altitude Pts. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. U.S. Bank's no-fee travel card — Priority Pass lounge visits and a Global Entry credit. Altitude points are worth a flat 1¢ toward travel or cash, with no airline or hotel transfer partners.

Offer history

Current offer
30,000
$300 bonus · $385 year 1
Spend to earn
$1k
~$333/mo · 90d
All-time high
50,000
Jan ’22
Timing
40% below
vs all-time high
Value over time· last 5 yrs
Plot
$300$350$400$450$500$0$500$1kU.S. Bank permanently removed the $95 annual fee (now $0), discontinued the $30 streaming credit and cell phone protection, and trimmed bonus earning. Priority Pass Select (4 visits/yr), the Global Entry/TSA PreCheck credit, and no foreign transaction fees were retained.AF $95 → $0Jan ’22Aug ’25now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
30,000$1k · 90d$300$38530%Aug ’25
AF $95 → $0 · Sep 2024
PUBLIC
ATH
50,000$2k · 120d$500$49025%Jan ’22
PUBLIC
50,000$3k · 120d$500$49017%May ’21

What you get

Priority Pass loungesNo foreign transaction feesTrip cancellation insurance0% intro APR
  • Priority Pass (4 visits/yr)$120per year

    Priority Pass Select membership with four complimentary airport-lounge visits each year; further visits are charged at the standard Priority Pass rate.

  • Global Entry credit$100one-time

    Up to $100 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

default values
SUB value+$200
20,000 Altitude Pts ×
Ongoing benefits (yr 1)+$60
Priority Pass (4 visits/yr)
$120 ×
$60
One-time benefits (yr 1)+$25
Global Entry credit
$100 ×
$25
Annual fee$0
Year 1$285
Return on $1k MSR20%
Score
Year-1 value
+2.0
All-time high
+10.0
Return on spend
+16.0
Keeper signal
+15.0
Benefit ease
+2.5
Base score45.5

Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.

Thiccscore45 / 100

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Altitude Connect scores 45 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →