U.S. Bank
Triple Cash Rewards Business
What it is
The Triple Cash Rewards Business is a U.S. Bank business card earning cash back. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. U.S. Bank's no-fee business card — flat cash back in everyday business categories, plus an annual software-subscription credit.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | $750$6k · 180d | $750 | $800 | 13% | Feb ’26 |
PUBLIC | $500$5k · 150d | $500 | $550 | 11% | Oct ’25 |
PUBLIC | $750$6k · 180d | $750 | $800 | 13% | Sep ’25 |
What you get
- Software subscription credit$100per year
Up to $100 in statement credits each year after eleven consecutive months of eligible software-subscription purchases.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$750 |
| $750 cashback (face value) | |
| Ongoing benefits (yr 1) | +$50 |
Software subscription credit($100 × ) Software subscription credit $100 × $50 | |
| Annual fee | $0 |
| Year 1 | $800 |
| Return on $6k MSR | 13% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Triple Cash Rewards Business scores 58 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →