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Cash+ card art

U.S. Bank

Cash+

No AF0% APR · 15mo⚡ ALL-TIME HIGH

What it is

The Cash+ is a U.S. Bank card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. U.S. Bank's no-fee cash-back card whose hook is two bonus categories you choose each quarter from a set menu. Redeem for a statement credit or a deposit to a U.S. Bank account.

Offer history

Current offer
$250
$250 value
Spend to earn
$1k
~$333/mo · 90d
All-time high
$250
now
Timing
At its peak
matches all-time high
Value over time· last 5 yrs
Plot
$100$150$200$250$0$200$400Jan ’23May ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
ATH
$250$1k · 90d$250$25025%May ’26
PUBLIC
$200$1k · 90d$200$20020%Jan ’23
PUBLIC
$100$0.5k · 90d$100$10020%Mar ’15

What you get

0% intro APR

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$250
$250 cashback (face value)
Annual fee$0
Year 1$250
Return for spending $1k25%
Score
Payout
$250
ROI
25%
Value (39% payout · 61% ROI — leans ROI for your spend)32
× Timing at its all-time-high offerno penalty
× Keeper no fee — nothing to keep or closeno penalty
Base score32.0

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore32 / 100

Related cards

Cash+ scores 32 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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