U.S. Bank
Cash+
What it is
The Cash+ is a U.S. Bank card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. U.S. Bank's no-fee cash-back card whose hook is two bonus categories you choose each quarter from a set menu. Redeem for a statement credit or a deposit to a U.S. Bank account.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | $250$1k · 90d | $250 | $250 | 25% | May ’26 |
PUBLIC | $200$1k · 90d | $200 | $200 | 20% | Jan ’23 |
PUBLIC | $100$1k · 90d | $100 | $100 | 20% | Mar ’15 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$250 |
| $250 cashback (face value) | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $250 |
| Return on $1k MSR | 25% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Cash+ scores 67 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →