American Express
Blue Business Plus
What it is
The Blue Business Plus is an American Express business card earning Membership Rewards points. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. The free MR-earning biz card every Amex churner keeps: 2x Membership Rewards on the first $50k/yr of all spend, no AF, no category buckets — the simplest MR floor in the lineup. The value is the permanent 2x earn at zero rent.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
TARGETED · MAILER ATH | 50,000$8k · 90d | $750 | $750 | 9% | Sep ’25 |
PUBLIC | 15,000$3k · 90d | $225 | $225 | 8% | Nov ’24 |
TARGETED · MAILER | 25,000$5k · 90d | $375 | $375 | 8% | Jan ’23 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$225 |
| 15,000 MR × 1.50¢/pt | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $225 |
| Return on $3k MSR | 8% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Blue Business Plus scores 35 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →