American Express
Blue Business Plus
What it is
The Blue Business Plus is an American Express business card earning Membership Rewards points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. The free Membership Rewards keeper — 2x transferable points on the first $50k of spend each year, no categories to track, no annual fee. The simplest way to keep earning MR at zero cost.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
TARGETEDYMMV ATH | 75,000$15k · 90d | $1,125 | $1,125 | 8% | Jan ’26 |
PUBLIC | 15,000$3k · 90d | $225 | $225 | 8% | Nov ’24 |
TARGETEDYMMV | 25,000$5k · 90d | $375 | $375 | 8% | Jan ’23 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
standard values| SUB value | +$225 |
| 15,000 MR × | |
| Annual fee | $0 |
| Year 1 | $225 |
| Return for spending $3k | 8% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Blue Business Plus scores 18 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →