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American Express

Business Green

AF $95BUSINESS

What it is

The Business Green is an American Express business card earning Membership Rewards points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Amex's entry-tier Membership Rewards business charge card. Earns transferable MR, but the welcome offer is small and the fee isn't waived — most people are better served by the Business Gold or Blue Business Plus.

Offer history

Current offer
25,000
$375 bonus · $280 year 1
Spend to earn
$3k
~$1,000/mo · 90d
All-time high
25,000
now
Timing
not enough history
Value over time
Plot
$100$200$300$400$0$500$1kJan ’24Mar ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
ATH
25,000$3k · 90d$375$28013%Mar ’26
PUBLIC
15,000$3k · 90d$225$1308%Jan ’24

What you get

Charge card

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

default values
SUB value+$375
25,000 MR ×
Ongoing benefits (yr 1)+$0
Annual fee−$95
Year 1$280
Return on $3k MSR13%
Score
Year-1 value
+2.6
All-time highhistory too thin to judge
Return on spend
+13.3
Keeper signal
+0.0
Benefit ease
+6.7
Base score22.6

Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.

Thiccscore23 / 100

Related cards

Business Green scores 23 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →