American Express
Green
What it is
The Green is an American Express card earning Membership Rewards points. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. The forgotten entry-level MR card — broad 3x on travel and dining at a low fee, but a thin benefit stack means it lives or dies on the SUB for a churner.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 40,000$3k · 180d | $600 | $555 | 20% | Jun ’26 |
PUBLIC ATH | 60,000$3k · 180d | $900 | $855 | 30% | Sep ’25 |
AF $150 · benefits updated · Jan 2025 | |||||
PUBLIC | 60,000$3k · 180d | $900 | $855 | 30% | Aug ’23 |
What you get
- CLEAR credit$209per year
$209/yr CLEAR Plus — only meaningful recurring credit left after LoungeBuddy removed (Jan 2025).
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$600 |
| 40,000 MR × 1.50¢/pt | |
| Ongoing benefits (yr 1) | +$105 |
CLEAR credit($209 × 50%) CLEAR credit $209 × 50% $105 | |
| Annual fee | −$150 |
| Year 1 | $555 |
| Return on $3k MSR | 20% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Green scores 39 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →