American Express
Blue Cash Everyday
What it is
The Blue Cash Everyday is an American Express card earning cash back. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. Amex's no-fee everyday cash-back card. A fine free keeper, though the small welcome bonus gives little reason to open it just for the bonus; the long 0% intro period is the real draw if you carry a balance.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | $200$2k · 180d | $200 | $242 | 12% | Jun ’26 |
INCOGNITOYMMV ATH | $250$2k · 180d | $250 | $250 | 13% | Jul ’22 |
PUBLIC | $200$2k · 90d | $200 | $200 | 10% | Sep ’21 |
What you get
- Disney bundle credit$84per year
Up to $7 a month ($84 a year) toward a Disney+, Hulu, or ESPN subscription, with no minimum plan required — worth full value only if you already subscribe.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
standard values| SUB value | +$200 |
| $200 cashback (face value) | |
| Benefits (Year 1) | +$42 |
↳ $84 at sticker value — before custom valuations Disney bundle credit($7/mo × ) Disney bundle credit $7/mo × $42 | |
| Annual fee | $0 |
| Year 1 | $242 |
| Return for spending $2k | 12% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Blue Cash Everyday scores 22 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →