American Express
Blue Cash Everyday
What it is
The Blue Cash Everyday is an American Express card earning cash back. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. No-fee everyday-cashback card (3% supermarkets/gas/online retail). A fine free keeper but a weak churn play given the small bonus; the long 0% intro APR is the draw for anyone carrying a balance.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | $200$2k · 180d | $200 | $234 | 10% | Jun ’26 |
INCOG · YMMV ATH | $250$2k · 180d | $250 | $250 | 13% | Jul ’22 |
PUBLIC | $200$2k · 90d | $200 | $200 | 10% | Sep ’21 |
What you get
- Disney bundle credit$84per year
$7/mo ($84/yr) Disney streaming. Reuses amex_disney_bundle_credit (BCE is $7 vs BCP $10).
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$200 |
| $200 cashback (face value) | |
| Ongoing benefits (yr 1) | +$34 |
Disney bundle credit($7/mo × 40%) Disney bundle credit $7/mo × 40% $34 | |
| Annual fee | $0 |
| Year 1 | $234 |
| Return on $2k MSR | 10% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Blue Cash Everyday scores 47 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →