American Express
Blue Business Cash
What it is
The Blue Business Cash is an American Express business card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. The cash-back twin of Blue Business Plus — a flat 2% on the first $50k of spend each year, no annual fee. Pick it over BBP only if you'd rather bank straight cash than transferable points; the welcome bonus is small.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
TARGETEDYMMV ATH | $750$6k · 90d | $750 | $750 | 13% | Apr ’26 |
PUBLIC | $250$3k · 90d | $250 | $250 | 8% | Nov ’24 |
TARGETEDYMMV | $500$15k · 365d | $500 | $500 | 3% | Jan ’24 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
standard values| SUB value | +$250 |
| $250 cashback (face value) | |
| Annual fee | $0 |
| Year 1 | $250 |
| Return for spending $3k | 8% |
Sign in to fold in your eligibility, spend-fit, and 5/24.
Related cards
Blue Business Cash scores 19 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →