American Express
Blue Business Cash
What it is
The Blue Business Cash is an American Express business card earning cash back. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. The cashback twin of Blue Business Plus: 2% back on the first $50k/yr of all spend, no AF. Pick this over BBP only if you want straight cash instead of transferable MR. Small SUB.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
TARGETED · MAILER ATH | $500$8k · 90d | $500 | $500 | 6% | Sep ’25 |
PUBLIC | $250$3k · 90d | $250 | $250 | 8% | Nov ’24 |
TARGETED · MAILER | $500$5k · 180d | $500 | $500 | 10% | Jan ’24 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$250 |
| $250 cashback (face value) | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $250 |
| Return on $3k MSR | 8% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Blue Business Cash scores 41 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →