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Delta SkyMiles Gold card art

American Express

Delta SkyMiles Gold

AF $0 → $150

What it is

The Delta SkyMiles Gold is an American Express card earning Delta SkyMiles. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Delta's entry card — a free first (and now second) checked bag plus priority boarding pay for the fee if you fly Delta a few times a year. Ongoing value is thin once the fee starts; often held as a downgrade landing spot, or opened mainly for the welcome bonus.

Offer history

Current offer
50,000
$550 bonus · $693 year 1
Spend to earn
$2k
~$333/mo · 180d
All-time high
90,000
Jun ’26
Timing
44% below
vs all-time high
Value over time
Plot
$200$400$600$800$1,000$1,200$0$500$1kAnnual fee raised $99 → $150 (announced Feb 2024, effective at renewal on/after May 1, 2024); added $100 Delta Stays credit.AF $99 → $150Feb ’24Jun ’24Sep ’24Jun ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
50,000$2k · 180d$550$69335%Jun ’26
PUBLIC
ATH
90,000$5k · 180d$990$1,13323%Jun ’26
PUBLIC
50,000$2k · 180d$550$62731%Oct ’24

What you get

No foreign transaction fees
  • Rideshare credit$120per year

    Up to $120 a year ($10 a month) in U.S. rideshare statement credits with Uber, Lyft, Curb, and Alto after enrollment. On the Gold card this credit only begins 12 months after you open the account.

  • Delta Stays credit$100per year

    Up to $100 a year in statement credits on prepaid hotels and vacation rentals booked through Delta Stays at delta.com.

  • Free checked bag$70per year

    Your first checked bag free on Delta flights for you and up to eight companions on the same reservation — now including a second checked bag on domestic Delta itineraries.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

standard values
SUB value+$550
50,000 Delta ×
Benefits (Year 1)+$143
↳ $290 at sticker value — before custom valuations
Rideshare credit
$10/mo ×
$66
Delta Stays credit
$100 ×
$45
Free checked bag
$70 ×
~$32
Annual fee$0
Year 1$693
Return for spending $2k35%
Score
Payout
$693
ROI
35%
Value (39% payout · 61% ROI — leans ROI for your spend)46
× Timing below its all-time high-9%
× Keeper ongoing value under the annual feeno penalty
Base score41.8

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore42 / 100

Related cards

Delta SkyMiles Gold scores 42 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →