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Delta SkyMiles Gold Business card art

American Express

Delta SkyMiles Gold Business

AF $0 → $150BUSINESS⚡ ALL-TIME HIGH

What it is

The Delta SkyMiles Gold Business is an American Express business card earning Delta SkyMiles. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. Business sibling of the Delta Gold — a free checked bag and priority boarding for a Delta-flying business, thin ongoing value otherwise. Earnable on a business line independent of any personal Delta cards you hold.

Offer history

Current offer
90,000
$990 bonus · $937 year 1
Spend to earn
$6k
~$1,000/mo · 180d
All-time high
90,000
now
Timing
At its peak
matches all-time high
Value over time
Plot
$500$600$700$800$900$1,000$0$500$1k$1.5k$2kAnnual fee raised $99 → $150 (announced Feb 2024, effective at renewal on/after May 1, 2024); added $150 Delta Stays credit.AF $99 → $150Added complimentary second checked bag free (domestic Delta) and a $120/yr rideshare credit (begins 12 months after opening).AF $150 · benefits updatedFeb ’24Jun ’24Sep ’24Feb ’25Jun ’25Sep ’25Jan ’26Apr ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
AF $150 · benefits updated · Jun 2026
PUBLIC
ATH
90,000$6k · 180d$990$93717%Jun ’26
PUBLIC
60,000$4k · 180d$660$58317%Apr ’26
PUBLIC
90,000$6k · 180d$990$91317%Jan ’26

What you get

No foreign transaction fees
  • Delta Stays credit$150per year

    $150/yr Delta Stays statement credit (business Gold gets $150 vs personal Gold's $100). Narrow channel → low util.

  • Rideshare credit$120per year

    $10/mo US rideshare, enrollment required. ADDED to business Gold June 2026; like personal Gold it begins 12 months after opening → ZERO Y1 value. Util kept very low for the 12-month delay. Verified DoC 2026-06-05.

  • Free checked bag$70per year

    First (and now second) checked bag free on Delta. Same key/value as personal Gold.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

default values
SUB value+$990
90,000 Delta × 1.10¢/pt
Ongoing benefits (yr 1)+$97
Delta Stays credit
$150 × 30%
$45
Free checked bag
$70 × 40%
$28
Rideshare credit
$10/mo × 20%
$24
Annual fee$0
Year 1$1,087
Return on $6k MSR17%
Score
Year-1 value
+7.6
All-time high
+25.0
Return on spend
+13.2
Keeper signal
+0.0
Benefit ease
+1.5
Base score47.3

Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.

Thiccscore47 / 100

Related cards

Delta SkyMiles Gold Business scores 47 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →