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Delta SkyMiles Gold Business card art

American Express

Delta SkyMiles Gold Business

AF $0 → $150BUSINESS★ Keeper

What it is

The Delta SkyMiles Gold Business is an American Express business card earning Delta SkyMiles. Its ongoing value can outweigh the annual fee, making it a potential keeper past year one. The business sibling of the Delta Gold — a free checked bag and priority boarding for a Delta-flying business, earned on a separate business line. Thin ongoing value otherwise.

Offer history

Current offer
60,000
$660 bonus · $825 year 1
Spend to earn
$4k
~$667/mo · 180d
All-time high
90,000
Jun ’26
Timing
33% below
vs all-time high
Value over time
Plot
$400$600$800$1,000$1,200$0$500$1k$1.5k$2kAnnual fee raised $99 → $150 (announced Feb 2024, effective at renewal on/after May 1, 2024); added $150 Delta Stays credit.AF $99 → $150Feb ’24Jun ’24Sep ’24Feb ’25Jun ’25Sep ’25Jan ’26Apr ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
60,000$4k · 180d$660$82521%Jun ’26
PUBLIC
ATH
90,000$6k · 180d$990$1,15519%Jun ’26
PUBLIC
60,000$4k · 180d$660$75919%Apr ’26

What you get

No foreign transaction fees
  • Delta Stays credit$150per year

    Up to $150 a year in statement credits on prepaid hotels and vacation rentals booked through Delta Stays at delta.com.

  • Rideshare credit$120per year

    Up to $120 a year ($10 a month) in U.S. rideshare statement credits with Uber, Lyft, Curb, and Alto after enrollment. On the Gold card this credit only begins 12 months after you open the account.

  • Free checked bag$70per year

    Your first checked bag free on Delta flights for you and up to eight companions on the same reservation — now including a second checked bag on domestic Delta itineraries.

Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.

The receipt

standard values
SUB value+$660
60,000 Delta ×
Benefits (Year 1)+$165
↳ $340 at sticker value — before custom valuations
Delta Stays credit
$150 ×
$68
Rideshare credit
$10/mo ×
$66
Free checked bag
$70 ×
~$32
Annual fee$0
Year 1$825
Return for spending $4k21%
Score
Payout
$825
ROI
21%
Value (39% payout · 61% ROI — leans ROI for your spend)40
× Timing below its all-time high-7%
× Keeper ongoing value covers the annual feeno penalty
Base score37.7

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore38 / 100

Related cards

Delta SkyMiles Gold Business scores 38 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →