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Quicksilver card art

Capital One

Quicksilver

No AF0% APR · 15mo

What it is

The Quicksilver is a Capital One card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Capital One's flat 1.5% cash-back card — bare-bones but no annual fee. The welcome bonus clears on tiny spend; a clean quick pickup with essentially no ongoing perks.

Offer history

Current offer
$300 +$100 credit
$400 value
Spend to earn
$0.5k
~$167/mo · 90d
All-time high
$300
now
Timing
At its peak
matches all-time high
Value over time· last 5 yrs
Plot
$200$250$300$350$400$0$50$100$150$200Apr ’23Nov ’25now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
ATH
$300+ $100 credit$0.5k · 90d$400$40080%Nov ’25
TARGETEDYMMV
$300$0.5k · 90d$300$30060%Jul ’23
PUBLIC
$200$0.5k · 90d$200$20040%Apr ’23

What you get

No foreign transaction fees0% intro APR

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$200
$200 cashback (face value)
Annual fee$0
Year 1$200
Return for spending $0.5k40%
Score
Payout
$200
ROI
40%
Value (39% payout · 61% ROI — leans ROI for your spend)38
× Timing below its all-time high-10%
× Keeper no fee — nothing to keep or closeno penalty
Base score33.8

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore34 / 100

Related cards

Quicksilver scores 34 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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