Capital One
Quicksilver
What it is
The Quicksilver is a Capital One card earning cash back. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. Flat 1.5% cash back on everything, no annual fee, no foreign transaction fee, and a 15-month 0% intro APR. A bare-bones, easy welcome bonus on a low $500 spend — a clean no-fee pickup with essentially no ongoing perks.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | $300+ $100 credit$1k · 90d | $400 | $400 | 80% | Nov ’25 |
TARGETED · MAILER | $300$1k · 90d | $300 | $300 | 60% | Jul ’23 |
PUBLIC | $200$1k · 90d | $200 | $200 | 40% | Jun ’22 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$200 |
| $200 cashback (face value) | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $200 |
| Return on $1k MSR | 40% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Quicksilver scores 54 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →