Capital One
Savor
What it is
The Savor is a Capital One card earning cash back. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. A no-fee cash-back card built around dining, groceries, entertainment, and streaming, with a 12-month 0% intro APR. The welcome bonus is easy to clear on a low $500 spend; there are no ongoing credits, so it's a quick pickup rather than a long-term hold.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | $250$1k · 90d | $250 | $250 | 50% | Jun ’26 |
PUBLIC ATH | $300+ $100 credit$1k · 90d | $400 | $400 | 80% | Nov ’25 |
PUBLIC | $200$1k · 90d | $200 | $200 | 40% | Jun ’24 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$250 |
| $250 cashback (face value) | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $250 |
| Return on $1k MSR | 50% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Savor scores 58 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →