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Savor card art

Capital One

Savor

No AF0% APR · 12mo

What it is

The Savor is a Capital One card earning cash back. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Capital One's no-fee dining-and-entertainment cash-back card. The welcome bonus is easy to clear on low spend; no ongoing credits, so it's a quick pickup rather than a long-term hold.

Offer history

Current offer
$250
$250 value
Spend to earn
$0.5k
~$167/mo · 90d
All-time high
$300
Nov ’25
Timing
38% below
vs all-time high
Value over time
Plot
$200$250$300$350$400$0$50$100$150$200Jun ’24Nov ’25Jun ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
$250$0.5k · 90d$250$25050%Jun ’26
PUBLIC
ATH
$300+ $100 credit$0.5k · 90d$400$40080%Nov ’25
PUBLIC
$200$0.5k · 90d$200$20040%Jun ’24

What you get

No foreign transaction fees0% intro APR

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$250
$250 cashback (face value)
Annual fee$0
Year 1$250
Return for spending $0.5k50%
Score
Payout
$250
ROI
50%
Value (39% payout · 61% ROI — leans ROI for your spend)42
× Timing below its all-time high-7%
× Keeper no fee — nothing to keep or closeno penalty
Base score39.2

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore39 / 100

Related cards

Savor scores 39 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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