Capital One
Spark Cash Select
What it is
The Spark Cash Select is a Capital One business card earning cash back. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. A no-fee business cash-back card: unlimited 1.5% on everything with a sizeable welcome bonus. Unlike the no-preset-limit Spark cards, it does report to your personal credit — worth weighing in your application order.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | $750$6k · 90d | $750 | $750 | 13% | Jun ’26 |
PUBLIC | $500$5k · 90d | $500 | $500 | 11% | Jan ’24 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$750 |
| $750 cashback (face value) | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $750 |
| Return on $6k MSR | 13% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Spark Cash Select scores 47 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →