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Ink Business Unlimited card art

Chase

Ink Business Unlimited

No AF0% APR · 12moBUSINESS⚡ ALL-TIME HIGH

What it is

The Ink Business Unlimited is a Chase business card earning Ultimate Rewards points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. A no-fee business workhorse — flat-rate cash back whose real prize is a chunky welcome bonus that converts to transferable Ultimate Rewards when paired with a premium Chase card.

Offer history

Current offer
100,000
$1,500 value
Spend to earn
$8k
~$2,000/mo · 120d
All-time high
100,000
now
Timing
At its peak
matches all-time high
Value over time· last 5 yrs
Plot
$1,100$1,200$1,300$1,400$1,500$0$2k$4kSep ’23Sep ’24Sep ’25Jun ’26now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
ATH
100,000$8k · 120d$1,500$1,50019%Jun ’26
PUBLIC
75,000$6k · 90d$1,125$1,12519%Nov ’25
PUBLIC
90,000$6k · 90d$1,350$1,35023%Sep ’25

What you get

0% intro APR

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$1,500
100,000 UR ×
Annual fee$0
Year 1$1,500
Return for spending $8k19%
Score
Payout
$1,500
ROI
19%
Value (39% payout · 61% ROI — leans ROI for your spend)45
× Timing at its all-time-high offerno penalty
× Keeper no fee — nothing to keep or closeno penalty
Base score45.3

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore45 / 100

Related cards

Ink Business Unlimited scores 45 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

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