Chase
Ink Business Unlimited
What it is
The Ink Business Unlimited is a Chase business card earning Ultimate Rewards points. It's mainly a sign-up-bonus play: earn the bonus, then keep or close. A no-fee workhorse for the business churner — a flat-rate cash-back card whose real prize is a chunky welcome bonus that converts to transferable Ultimate Rewards when paired with a premium Chase card.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | 100,000$8k · 120d | $1,500 | $1,500 | 19% | Jun ’26 |
PUBLIC | 75,000$6k · 90d | $1,125 | $1,125 | 19% | Nov ’25 |
PUBLIC | 90,000$6k · 90d | $1,350 | $1,350 | 23% | Sep ’25 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$1,500 |
| 100,000 UR × 1.50¢/pt | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $1,500 |
| Return on $8k MSR | 19% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Ink Business Unlimited scores 71 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →