Citi
Double Cash
What it is
The Double Cash is a Citi card earning ThankYou Points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Citi's no-fee 2% cash-back card, earning ThankYou Points. On their own the points redeem for cash; paired with a Strata Premier they pool and transfer to airline and hotel partners, where they stretch furthest.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC ATH | 20,000$2k · 180d | $300 | $300 | 20% | Nov ’23 |
PUBLIC | 15,000$1k · 90d | $150 | $150 | 30% | Jul ’18 |
PUBLIC | 10,000$1k · 90d | $100 | $100 | 20% | Mar ’18 |
What you get
No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.
The receipt
default values| SUB value | +$300 |
| 20,000 TYP × | |
| Ongoing benefits (yr 1) | +$0 |
| Annual fee | $0 |
| Year 1 | $300 |
| Return on $2k MSR | 20% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Double Cash scores 63 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →