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Double Cash card art

Citi

Double Cash

No AF⚡ ALL-TIME HIGH

What it is

The Double Cash is a Citi card earning ThankYou Points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Citi's no-fee 2% cash-back card, earning ThankYou Points. On their own the points redeem for cash; paired with a Strata Premier they pool and transfer to airline and hotel partners, where they stretch furthest.

Offer history

Current offer
20,000
$300 value
Spend to earn
$1.5k
~$250/mo · 180d
All-time high
20,000
now
Timing
At its peak
matches all-time high
Value over time· last 5 yrs
Plot
$150$200$250$300$0$200$400Nov ’23now
Year 1 (incl. perks)Bonus $Spend / mo (right)All-time highProduct refresh

Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.

OfferBonusValueYear 1ReturnDate
PUBLIC
ATH
20,000$1.5k · 180d$300$30020%Nov ’23
PUBLIC
15,000$0.5k · 90d$150$15030%Jul ’18
PUBLIC
10,000$0.5k · 90d$100$10020%Mar ’18

What you get

0% intro APR

No recurring benefits — this card’s value is its welcome bonus, not ongoing perks.

The receipt

standard values
SUB value+$300
20,000 TYP ×
Annual fee$0
Year 1$300
Return for spending $1.5k20%
Score
Payout
$300
ROI
20%
Value (39% payout · 61% ROI — leans ROI for your spend)30
× Timing at its all-time-high offerno penalty
× Keeper no fee — nothing to keep or closeno penalty
Base score30.2

Sign in to fold in your eligibility, spend-fit, and 5/24.

Thiccscore30 / 100

Related cards

Double Cash scores 30 here on standard point values. See where it ranks against every card, scored for your points, spend, and eligibility.

Open the ranked table →