Citi
Strata Premier
What it is
The Strata Premier is a Citi card earning ThankYou Points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Citi's transferable-points travel card — ThankYou Points transfer to airline and hotel partners, and the annual hotel credit offsets much of the fee if you book through Citi Travel. A solid mid-tier keeper for portal bookers.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 60,000$4k · 90d | $900 | $855 | 23% | Apr ’25 |
PUBLIC | 75,000$4k · 90d | $1,125 | $1,080 | 28% | May ’24 |
PUBLIC | 60,000$4k · 90d | $900 | $855 | 23% | Jan ’23 |
What you get
- Citi $100 hotel credit$100per year
Up to $100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through Citi Travel, once per calendar year.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$900 |
| 60,000 TYP × | |
| Ongoing benefits (yr 1) | +$50 |
Citi $100 hotel credit($100 × ) Citi $100 hotel credit $100 × $50 | |
| Annual fee | −$95 |
| Year 1 | $855 |
| Return on $4k MSR | 23% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Strata Premier scores 45 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →