Citi
Strata Elite
What it is
The Strata Elite is a Citi card earning ThankYou Points. For most, its value is mostly up front in the welcome bonus rather than ongoing perks. Citi's premium ThankYou card (successor to the old Prestige). Hotel, splurge, and Blacklane credits plus Priority Pass and Admirals Club day passes can cover most of the fee for a frequent traveler. ThankYou Points transfer to airline and hotel partners, now including American Airlines.
Offer history
Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
| Offer | Bonus | Value | Year 1 | Return | Date |
|---|---|---|---|---|---|
PUBLIC | 75,000$6k · 90d | $1,125 | $1,075 | 19% | Mar ’26 |
PUBLIC ATH | 100,000$6k · 90d | $1,500 | $1,450 | 25% | Nov ’25 |
PUBLIC | 80,000$4k · 90d | $1,200 | $1,150 | 30% | Jul ’25 |
What you get
- Priority Pass + Admirals$469per year
Priority Pass Select membership (1,500+ lounges, cardholder plus two guests) plus four Admirals Club day passes each year.
- $300 yearly hotel credit$300per year
Up to $300 each calendar year toward a hotel stay of two or more nights booked through Citi Travel.
- Citi splurge credit$200per year
Up to $200 each calendar year in statement credits across up to two of: American Airlines, Best Buy, Live Nation, 1stDibs, or Future Personal Training.
- Blacklane ride credit$200per year
Up to $200 a year ($100 every six months) toward Blacklane chauffeured airport transfers.
- Global Entry credit$120one-time
Up to $120 every four years toward a Global Entry or TSA PreCheck application fee, as a statement credit.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
The receipt
default values| SUB value | +$1,125 |
| 75,000 TYP × | |
| Ongoing benefits (yr 1) | +$515 |
Priority Pass + Admirals($469 × ) Priority Pass + Admirals $469 × $235 $300 yearly hotel credit($300 × ) $300 yearly hotel credit $300 × $150 Citi splurge credit($200 × ) Citi splurge credit $200 × $80 | |
| One-time benefits (yr 1) | +$30 |
Global Entry credit($120 × ) Global Entry credit $120 × $30 | |
| Annual fee | −$595 |
| Year 1 | $1,075 |
| Return on $6k MSR | 19% |
Your score sharpens once you sign in — we add eligibility, spend-fit, and 5/24.
Related cards
Strata Elite scores 43 here on default point values. See where it ranks against every card, scored for your points, spend, and eligibility.
Open the ranked table →