Discover
Discover it Cash Back
What it is
The Discover it Cash Back is a Discover card earning cash back. Discover's no-fee cash-back card with rotating 5% categories. There's no traditional sign-up bonus — the welcome is the first-year Cashback Match, which doubles all the cash back you earn in year one.
Offer history
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Value is the welcome bonus at your valuations. The Year 1 total also counts recurring benefits and subtracts the annual fee. Spend / mo (the dashed line, right axis) is the monthly pace to clear the minimum spend in time — shown on every view so the spend stays in context.
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What you get
- Cashback Match (first year)$300one-time
Discover automatically matches all the cash back you earn in your first year, dollar for dollar, paid as a lump sum after 12 months. Shown at an estimated first-year amount for typical spend — adjust it to your own.
Dollar figures are the benefit’s face value. What it’s worth to you — after realistic usage and your own point values — is in the receipt below.
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